Can I afford to buy the house I want?

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You might be surprised! Once you settle on a dream home, you’ll want to consider more than just the mortgage amount when determining whether you can afford the home. You’ll also want to keep other costs in mind, such as the down payment and closing costs, as well as post-sale items like property taxes, HOA fees, and home insurance. But if you’ve been renting in the San Diego market for a while, you may find that these costs aren’t as much as you’d expect—and can fit comfortably into your budget.

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